This course is designed to prepare you to be a smart spender, to introduce you to the world of money, economics and business, and to start you on a pathway to a huge range of personally and financially rewarding careers. You will learn real-life knowledge and skills that you will use in future.

The topics we will cover include:

Cash and Credit – advantages & disadvantages of cash & credit buying, types of credit, traps to avoid, comparing BNPL (buy now pay later) schemes and their pitfalls, credit records – how you get one and how to improve yours, credit checks, alternative to buying on credit, how long does it take to repay debt

Sensible Spending – different ways to buy goods, scams and rip-offs, manipulative selling practices(how shops & malls trick you into spending more), traps when buying online, social considerations when spending, cyber-safety for consumers, money-saving tips, how are you influenced by advertising, how is your personal information collected and used by sellers

Insurance – protecting what you own, types of insurance, how does insurance work, how to save on insurance, insurance policies that can be a waste of money

Financial Literacy – planning and budgeting to get the best out of your money