One of the main problems with house insurance is knowing how to arrive at a realistic replacement cost.

Our clients tend to struggle with this because of unknowns like professional fees.

Now, however, there is a calculator that makes this all very easy and includes an amount for those tricky fees.

The Cordell Sum Sure Home Building Calculator is free for anyone to use.

Just input the information required about your home, and the calculator will provide an estimated reconstruction cost, including an allowance for professional fees, demolition, removal of debris and GST.

Just click on this link, pop in your address and other details, and within seconds you’ll see an estimate of the likely cost to rebuild your home and outbuildings should disaster strike.
Of course, the Sum Sure Calculator is not intended to replace a professional valuation and you must decide whether the estimate provided is appropriate or if you should use an alternative sum insured amount based on your knowledge of your property.

This calculator is the best we have come across since the changes introduced for house insurance following the Canterbury quakes.